The Mentor Group Experienced and Accountable Senior Professionals 818-991-4150
Home Who We Are Why Choose Us Services Engagements Contact Us

Life Insurance Policy Valuation

Our model is designed to capture the present value of the future economic benefits (cash flows) to be generated from the life insurance policy. The value of a life insurance policy may be directly affected by the following factors:

  1. Term remaining on the policy
  2. Amount of the policy premiums
  3. Timing of the policy premiums
  4. Age of insured
  5. Risk associated with the policy premiums being paid in the future
  6. Volatility of the S&P 500 and the expected returns of the policy
  7. Credit worthiness of insurance carrier
  8. Required rates of returns historically generated by publicly traded common stock
  9. Amount of cash withdraws or loans expected to be taken form the policy
  10. Timing of the cash withdraws or loans to be taken from the policy
  11. Amount of the death benefit
  12. Timing of the payment of the death benefit based upon the actuarial life tables

Click here to visit our Mentor Securities site.
200 N. Westlake Blvd, Ste 204
Westlake Village, CA 91362
© 2023 The Mentor Group
All Rights Reserved
Designed by Scorpion Design
In collaboration with iFindable.com